Over the years, we have found that a team approach can be an effective method to help clients who have a wide variety of needs as they maneuver through a complex financial-services world. We invite you to discover and experience the power of our services. We believe it has far-reaching benefits for our clients to get opinions from several sources with diverse backgrounds, education, and experience.
No one strategy fits everyone, which is why every client gets our undivided attention—from planning to execution to follow-up. We take a proactive approach to helping you develop a strategy to address your financial goals and objectives, using the most efficient methods available.
Ezekiel "Zeke" Zimmerman, MBA, CLTC
Zeke Zimmerman is a respected financial professional and educator with over ten years of experience providing financial planning strategies to individuals, families, and business owners. Zeke’s focus includes insurance planning, money and wealth management, cash flow planning, business planning and retirement planning. Zeke’s success can be attributed to the relationships he develops with his clients. Satisfied clients speak of his guidance as having helped them focus on their financial health and feel more confident in their family's future.
Zeke’s passion area in his practice is in the realm of special needs financial guidance with an emphasis on ensuring that care can be provided for the entire lifetime of a family member with a physical, mental, cognitive, or developmental disability.
As the parent of an autistic child, Zeke appreciates firsthand the pressures that special needs families face in order to provide for all of their disabled children’s lifetime financial needs while at the same time finding balance with all of the family’s other financial issues and concerns.
To that effect, Zeke often presents to other special needs parents, professionals, and community groups on topics related to special needs planning. This work is coordinated with special needs attorneys, organizations, and service providers in order to ensure that all financial, legal, educational, social, vocational, and healthcare needs can be properly addressed and that eligibility can be maintained for all essential government benefits. His process has helped many families to strategize productively around these otherwise overwhelming challenges.
Zeke lives in Manhattan with his wife, Sheila, and their 3 children, Jacob, Jonathan and Zoe.
Education
- BA, University of Wisconsin
- Masters in Education, Hunter College
- MBA, Cornell University
Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). Securities products and advisory services offered through PAS, member FINRA, SIPC. Certified Financial Services, LLC is not an affiliate of PAS or Guardian. 0J42074
IN LOVING MEMORY: RICHARD LOFREDO (1955 – 2022)
Richard Lofredo, our dear friend and partner, sadly passed away on November 3rd, 2022.
Rich was a founding member of The Time To Plan Is Now, and had been a financial advisor for over 40 years.
In the second half of his long and celebrated career, Rich began working with – and then focusing on – helping families where a loved one has a disability.
IN LOVING MEMORY: JENNIFER COOPER (1967 – 2024)
Jennifer Cooper, our dear friend and colleague, sadly passed away on February 3rd, 2024.
Jennifer was a passionate advocate for individuals with disabilities and a valued contributor to all of our efforts at The Time To Plan Is Now.
Jennifer worked tirelessly to keep us organized and on point with our Marketing efforts and our Client and Community Outreach and Relationship Development. She was a wonderfully positive and supportive human being and will truly be missed.
Client Centered
Whether you are investing to build wealth, protect your family, or preserve your assets, our personalized service focuses your needs, wants, and long-term goals.
Our team of professionals have years of experience in financial services. We can help you address your needs of today and for many years to come. We look forward to working with you.