Broker Check


Wednesday, November 8, 2023

“Special Needs Financial Planning” is the way to secure the future for individuals with disabilities through a combination of specialized financial and legal planning. Read here to learn the main goals of Special Needs Planning.

Tuesday, May 16, 2023

Last month we celebrated Autism Acceptance Month, including World Autism Day on April 2. Why is autism acceptance so important, and how is it different from autism awareness?

Friday, March 17, 2023

I’m a Mets fan. And I’m proud of it, but I’ve been this way for life. I am the son and grandson of Mets fans, the brother of a Mets fan, and the father of a new generation of Mets fans. Being a Mets fan runs in our...

Tuesday, January 31, 2023

Raising a child isn’t cheap. For parents of children with disabilities, the costs rise, even quadrupling the average. For example, some estimates for the lifetime cost of raising a child with autism can be between $1.4 and $2.4...

Tuesday, January 24, 2023

Welcome to 2023, Friends!Hopefully by now you have all fully recovered from the busyness around the holiday season, and some of you may even still be holding true to your New Year’s Resolutions.New Year’s Resolutions are...

Show All

Monday, November 7, 2022

We are beyond sad to announce the passing of our dear friend and partner, Richard Lofredo. Rich was a wonderful human being of faith and integrirty who touched the lives of so many. May his memory be a blessing.

Saturday, October 8, 2022

Like the seasons and the leaves, some changes are welcome and others are not. Don't get spooked! A balanced and protected financial plan is your friend when it rains and when it shines.

Wednesday, August 3, 2022

Happy Summer, Friends! We at The Time To Plan Is Now absolutely love the summer. It’s a time for us to change our pace a little bit and switch up the routines of the rest of the year. Kids go to camp instead of school. We dine al fresco...

Wednesday, August 3, 2022

Many business owners struggle with day-to-day finances as they try to cover costs and turn a profit while ensuring their bills get paid on time. It’s a constant source of stress, but it doesn’t have to be overwhelming – even in these times

Thursday, April 14, 2022

Talking about finances can be difficult in any relationship, but as a neurodiverse individual, family member, or partner, you know that we often have unique circumstances when it comes to our money.

Wednesday, February 2, 2022

Buying a house is the American dream, but it's also one of the most significant investments anyone can make. If you're considering purchasing a home, it's essential to evaluate your financial standing beforehand to ensure you are ready for

Tuesday, January 11, 2022

We hope that all of our family, friends, and followers had a restful and joyous holiday season -- and that you are all still staying safe and healthy and warm.  Towards the second half of 2021 many of us were feeling upbeat and positive and

Friday, October 8, 2021

What Is The Purpose of “Special Needs Planning”?By Zeke Zimmerman and Richard Lofredo The value of benefits and services can be tremendous – as is the difficulty of restoring them if eligibility is lost What is the...

Friday, August 20, 2021

The biggest obstacle in special needs planning is simply making the time In families where a loved one has a disability, the path to proper financial and legal planning can sometimes feel so long and complicated that many families get...